My medical payments4/28/2023 ![]() ![]() Even if your family member has health insurance through their work or receives a Dutch social insurance benefit. If you do other work in the Netherlands in addition to your job with a European institution, you are required to take out Dutch health insurance. They can provide proof of insurance to show they are covered for medical expenses.įor more information about the EU Joint Sickness Insurance Scheme (JSIS) visit the European Union website: Joint Sickness Insurance Scheme (JSIS) Because they do not have Dutch health insurance, they are not always recognised as being insured. In many cases, the members of their immediate family are also covered under this system. Instead, they are covered by the Joint Sickness Insurance Scheme (JSIS) of the European Union. People who work only for an EU institution cannot take out health insurance with a Dutch insurer. Medical insurance for EU civil servants (JSIS) ![]() The Social Insurance Bank (SVB) can provide more information on working for an employer based outside the Netherlands. In that case, the insurance in the country you came from is enough. The only exception is if your employer is outside the Netherlands. You are required to take out health insurance with a Dutch insurer, even if you have insurance for medical expenses in the country you came from. Don’t wait too long before taking out health insurance, otherwise you may be fined. The CAK checks that everyone in the Netherlands has health insurance. Please note: If you have already registered with a municipality but have not yet taken out health insurance, you will receive a letter about this from the central office for exceptional medical insurance (CAK). But you will also not be reimbursed for any care you received in the period between your arrival and the date you took out insurance. You will not have to pay any premiums retroactively. You will only pay premiums from the date on which you take out the health insurance policy. If you take out health insurance after 4 months, then you will not be insured retroactively. Taking out health insurance after 4 months You must also register with a Dutch municipality. You must do this even if you have not yet taken out health insurance. You have 4 months to take out the health insurance policy. If you come to live or work in the Netherlands, you are required to take out a health insurance policy with a Dutch insurer with coverage from the day you arrive. Compulsory health insurance: start of coverage The rules on insurance for medical expenses are different for asylum seekers (in Dutch). You must do this even if you already have a medical insurance policy in another country. And no later than 4 months after arriving. If you come to live or work in the Netherlands you need to take out Dutch health insurance as quickly as possible.
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